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What coverage should a home care agency take? As a start-up, at a minimum, general liability, professional liability, non-owned auto liability, commercial crime bond, and workers compensation. As a more established agency, consider extending limits with an umbrella, and adding employment practices liability and cyber coverage.
Our specialty markets allow you to minimize your home health care workers compensation insurance cost each and every year. If you are a start-up with no experience, a 15-year-old agency with adverse claims experience or a newer agency with a 0.89 modifier, we have a program for you.
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